Does the 5% rule still work for renting vs. buying?
The 5% rule was built when mortgages cost 3%. We ran it through a month-by-month buy-versus-rent model at late-2026 mortgage rates to see what the number should be now.
The Buy / Rent blog
Buy or rent, worked out with real numbers
Each post takes one question people ask before signing a lease or a mortgage and runs it through the calculator, with every assumption shown and a link to try it yourself.